Your data will be encrypted on this device with a key derived from this passcode (PBKDF2 + AES-GCM). There is no password recovery — if you forget it, your data cannot be decrypted.
🔒
Enter Passcode
This ledger is locked. Enter your passcode to decrypt and continue.
🔒
Ledger
0.00
Portfolio Net Worth
💼 Financial Assets0.00
🏠 Real Estate0.00
Net Worth by Member
Financial Report Card
This Year
Income0.00
Expense0.00
Total0.00
This Month
Income0.00
Expense0.00
Total0.00
Accounts
Recent Transactions
Transfer money
Salary
Income
Expense
Account Ledger
Transaction Log History (Click item to Edit)
Current Balance: 0.00
🔗 Related Account:
💳 Amount due: RM0.00
Fund Holdings
Fund Activity
Current Value: 0.00
Currency Activity
Current Balance: 0.00
Accounts
Tap an account to view its activity
Default Payment Account
Default Receive Account
All Accounts
Categories
All income & spending categories
Default Category
🟢 Income Categories
🔴 Spending Categories
Backup & Restore
Export & import your data
Security
Biometric quick unlock (fingerprint/Face)
Export & Import
🔐 Encrypt this backup export
明文备份不含密码保护，请妥善保管
Auto-Lock
Lock the app automatically after inactivity
Security
Resets on any tap, click, keystroke, or scroll while unlocked. Choosing "Never" disables idle auto-lock entirely — you can still lock the app manually any time via the 🔒 header button.
App Local Database
On-device storage footprint
App Local Database footprint: ~0.00 MB (0 attached, 0.00 MB)
Total browser quota limit: ~10240.00 MB, Used: 0.00 MB (across local sandboxes)
Everything is stored locally in this browser's IndexedDB — nothing is sent to a server. Use Backup & Restore to export a copy.
Spending Breakdown
Click a category to filter
Total Spending: 0.00
Excluded from Report: 0.00
Not counted in Total Spending above.
Income Breakdown
Click a category to filter
Total Income: 0.00
Excluded from Report: 0.00
Not counted in Total Income above.
Net Savings Statement
Balanced Category Sheet
INCOME CATEGORIES
Total Income+0.00
EXPENSE CATEGORIES
Total Expenses-0.00
Surplus Margin:0.00
EXCLUDED FROM REPORT
Not counted in the Surplus/Deficit above.
Total Excluded0.00
Unit Trust Portfolio
All funds, across every Unit Trust account
Portfolio Value
0.00
Total Invested
0.00
Profit / Loss
0.00
Return
0.00%
Value, Invested, P/L and Return above are converted to base currency so funds in different currencies can be totalled together.
Fund Detail
Financial Assets vs Real Estate
Net worth split by owner, converted to base currency
Financial Assets = every account except those grouped under Real Estate (Bank/Cash,
Credit Card, Investment, Bank Loan, Other Assets/Liabilities, etc.). A property
marked "Excluded from Net Worth" is left out of both columns, same as everywhere
else in the app.
Net Worth by Currency
What you hold in each currency, native amounts
Amounts in each currency row are native (unconverted) — the ≈ column and Grand Total
convert to base currency just for
comparison. Financial Assets / Real Estate splits the same way as the "Financial
Assets vs Real Estate" report. A property marked "Excluded from Net Worth" is left
out entirely, same as everywhere else in the app.
Setting
Members, backups, auto-lock & storage
🎨 Background Theme›
Changes the page background and the tint of the chrome shadows (FAB, calculator, nav bar) to match. Cards, glass panels and data colors stay the same.
👪 Manage Members›
🏷️ Manage Categories›
💾 Backup & Restore›
⏱️ Auto-Lock›
🗄️ App Local Database›
🔒 Lock App Now›
🗑️ Reset App Data›
Daily NAV Update
Update unit prices for funds you currently hold
Manage Members
Tag accounts to a member — husband, wife, kids, etc.
Member
Accounts owned by this member
0.00
Portfolio Net Worth
Tap to see Net Worth by Currency Held
Accounts
Global Currency Settings
Exchange Rates
Add / Edit Account
Create New Account
🧺 After saving, open this account's own page to add funds and log Buy/Sell/Dividend/Contribution transactions.
Which account the 💳 Pay button defaults to paying from — you can still change it per payment.
Which account this loan relates to — e.g. the bank account repayments come from.
Exclude if this property's recorded cost shouldn't count toward the Dashboard's Net Worth total.
Add Member
Add Category
Design Custom Category
Leave as "None" to create a top-level Main Category. Pick a Main Category here to
make this a Subcategory nested under it.
This category already has its own subcategories, so it must stay a Main Category.
For money that leaves your account but isn't really "spending" — e.g. gifts to family.
Transactions in this category are left out of the Surplus/Deficit calculation and
shown as a separate total instead.
Log Ledger Item
🏷️
Split Total: —
🏦
🏦
🔁 Currency Conversion
✏️ Manually set conversion
Enter either field — the other calculates automatically from it.
✏️ Manually enter FX rate
📅
🏦 Fixed Deposit Placement Terms
✏️ Manually fill Description
👤
📝
Checked
Calculator
0
Options
Which part?
Select Account
🏦 Resolve Maturity
Dates every entry created below (withdrawal/renewal/interest). Defaults to this placement's maturity date — change it if you're recording this later than it actually happened.
This backup is encrypted. Enter its passcode to restore it.
Change Passcode
Your data is re-encrypted with the new passcode. This can take a moment on a large ledger — don't close the app while it's running.
⚠️ Reset App Data
This permanently erases ALL data in this app on this device — accounts, transactions, categories, everything. There is no recovery. Enter your passcode twice to confirm.